Sending Money Home
When making credit card or university loan payments from overseas, if you keep an account open in your home country, you will find it fairly easy to maintain a good credit rating and make your monthly payments on time. It is a good idea to give a close friend or relative authority to act on your behalf with your home country financial institute, just in case your institute requires some face-to-face contact. This is usually done by applying at the financial institute. Bank transfers are available, but include a charge.
The post office offers a service whereby you can send international postal money-orders, (not to New Zealand, Ireland, South Africa, Trinidad & Tobago, or Jamaica). You can also send money directly into a bank account from the post office, and it requires the following details:
It takes between 7-10 days for some countries and up to 30 days for others. See Japan Post for more information.
Lloyd's bank offers a money transfer service where you can wire money to a bank account in ANY country via the ATM. Lloyds guarantees the money to be wired within 48 hours.